Identification bank book



March 9, 1965 H. J. LAWRENCE 3,172,687

IDENTIFICATION BANK BOOK Filed Oct. 10, 1963 Pearl Rivev @msm -Ass0cm'n0- INVENTOR Nmx W ATTORNEYS.

United States Patent 3,172,687 IDENTIFICATION BANK BOOK Herbert J. Lawrence, 16 Haven Court, Nyack, N.Y. Filed Oct. 10, 1963, Ser. No. 315,156 1- Claim. (Cl. 28131) This invention relates to the identification of individuals as owners of passports, licenses and account books for depositors such as the account books of savings banks and savings and loan associations. Features of the invention are suitable for any form requiring a photo identification to be attached. The invention will be described as applied to an account book. It makes an account book more personal in addition to improving the depositor identification which the book provides.

It is an object of the invention to provide an improved construction for combining a picture, such as an identification photo, with a form or document with which identification of an individual is desirable.

It is another object of the invention to provide an account book for a depositor with a picture of the depositor exposed through an opening in the front cover of the book. Another object is to provide such a book with improved means for securing the picture to the front cover and for protecting the picture.

The preferred embodiment of the invention has the picture protected in front by a transparent plastic sheet, and protected in back by a cover sheet; and the invention provides an attaching compact, and an improved method for securing the picture to the book in a convenient and effective manner.

Another object of the invention is to provide an account book with identification of the character indicated and to prevent substitution of pictures by embossing the area around the opening in the cover with the seal of the institution issuing the book, the embossing extending also through edges of the picture which are beyond the opening in the cover.

Another object of the invention is to provide an improved method for securing identifying pictures to deposit account books; and the preferred method utilizes the seal of the issuing institution to apply the necessary pressure for bonding the sheets and picture -to the book cover and for embossing the seal of the institution on the picture and cover in the same operations with the bonding.

Other objects, features and advantages of the invention will appear or be pointed out as the description proceeds.

In the drawing, forming a part hereof, in which like reference characters indicate corresponding parts in all the views:

FIGURE 1 is a front view, partly broken away, of a deposit account book made in accordance with this invention;

FIGURE 2 is a fragmentary view of the deposit account book shown in FIGURE 1, but with the front cover in an open position;

FIGURE 3 is a greatly enlarged view taken on the line 3-3 of FIGURE 1;

FIGURE 4 is an isometric view of the compact used for mounting the picture in the manner illustrated in FIG- URES 1-3; and

FIGURE 5 is a sectional view through the compact shown in FIGURE 4 but with the sheets parallel to one another.

FIGURE 1 shows a book having a front cover 12; a back cover 14 and account pages 16 located between the covers 12 and 14 and bound into the book in any suitable manner. The account sheets 16 have legends thereon with a space that includes legends 20 identifying the depositor to whom the book has been issued. There are other legends 22 indicating columns for dates, payice ments, dividends, Withdrawals, balances, etc., in accordance with conventional practice.

The front cover 12 has an opening 26. For joint accounts, two openings can be provided, or one opening in the front cover and another in the back. This opening 26 is preferably circular and of a size having a diameter equal to the inside diameter of the wreath portion of a conventional corporate seal. On the outside of the cover 12 there are legends 28 identifying the book and other legends 30 identifying the issuing institution.

A picture 32, which is preferably a photograph of the depositor, is located in position to be displayed through the opening 26. The picture is usually rectangular, and preferably square. Passport photographs can be used. Thus a substantial part of the photograph extends beyond the edge of the opening 26 and covers part of the inside surface of the front cover 12. V In order to protect the picture 32 from becoming soiled. scratched or otherwise damaged, there is a transparent plastic sheet 36 located in front of the picture 32; and this transparent plastic sheet 36 is made large enough to extend beyond the picture 32, preferably beyond all edges of the picture 32.

To facilitate the locating of the picture 32 on the plastic sheet 36, and to hold the picture in place on the plastic sheet, the inside face of the transparent plastic sheet 36 which confronts the picture 32, is preferably coated with pressure-sealing adhesive 40 (FIGURE 4). Before the transparent plastic sheet 36 is used for holding the picture, the pressure-sealing adhesive 40 is covered with a protecting sheet 42. This protecting sheet 42 covers the entire area of the adhesive 40 and extends beyond the transparent plastic sheet 36 far enough to form a tab 44 by which the protecting sheet 42 can be initially gripped with the fingers to peel it back from the area coated by the adhesive 40.

Referring again to FIGURE 2, a backing sheet 48 is placed over the picture 32 and the transparent plastic sheet 36. This backing sheet 48 is of larger area than the picture 32 and the transparent plastic sheet 36, and preferably contacts with the inside surface of the front cover 12 around all sides of the picture 32 and transparent plastic sheet 36. The backing sheet 48 is coated with adhesive, preferably pressure-sealing adhesive, so as to bond the picture 32 and the transparent plastic sheet 36 to the front of the backing sheet 48, and to bond the edge portions of the backing sheet 48, which are beyond the transparent plastic sheet 36, to the inside surface of the front cover 12. Thus the picture 32 and transparent plastic sheet 36 are held in a fixed relation with the opening 26.

In making the assembly, the picture 32 and transparent plastic sheet 36 are shifted as necessary to bring the picture 32 into position to make the most advantageous exposure of the picture through the opening 26, and with the picture held in such position, the backing sheet 48 is applied lightly to the inside surface of the cover 12 and to the back of the picture 32 and transparent plastic sheet 36. It thus remains possible to make any desirable last-minute adjustment in the location of the picture 32 with respect to the opening 26.

For the final bonding of the assembly, the front cover 12, with the picture 32, transparent plastic sheet 36 and backing sheet 48 are placed between the confronting die faces of the corporate seal of the institution issuing the book; and the seal is closed to apply final high pressure to the front cover 12, picture 32, transparent plastic sheet 36 and backing sheet 48. This pressure not only forces the elements together with the pressure required to secure a firm bond of the pressure-sealing adhesive, but it also embosses these parts so that a new picture can not be substituted without detection. FIGURE 1 shoWs an annular seal, but seals of other shapes can be used.

FIGURE 4 shows a conventional compact for attaching pictures in the manner already described. The protecting sheet 42 doesnotextend all the way to the bottom of the transparent plastic sheet 36. There is, therefore, an area of adhesive 40, on the lower portion of the transparent plastic sheet 36 below the protecting sheet 42. The backing sheet 48 has most of its area covered by a protecting sheet 54; but there is a relatively small area of the backing sheet 48 beyond the bottom of the protecting sheet 54 which is exposed and which is bonded to the exposed confronting face of the transparent plastic sheet 36; this construction being illustrated in FIGURE 4. The protecting sheet 54 has a cut off edge which provides a tip 56 for peeling back the sheet 54 when the backing sheet 48 is to be applied to the assembly the manner previously described.

In addition to the adhesive 40 on the back of the trans parent plastic sheet 36, the transparent plastic sheet 36 may also have pressure-sealing adhesive along edges of its front face, for example in as far as the area indicated by dotted lines 58 in FIGURE 4. These limited areas of adhesive are beyond the opening through the front cover and they facilitate the initial positioning of the transparent plastic sheet 36, though they are not essential to the final assembly. Another protecting sheet 62, of ap proximately the same width as the backing sheet 48, is located in front of the transparent plastic sheet 36 and in front of the portions of the backing sheet 48 which are exposed below the bottom limit of the protecting sheet 54. Thus the protecting sheet 62 covers any pressuresealing adhesive on the front of the transparent plastic sheet 36, such as the plastic bands extending into the dotted lines 58, and also covers the otherwise unprotected adhesive faces of the backing sheet 48 beyond the lower limits of the protecting sheet 54.

In using the compact to attach a picture to a book, the protecting sheet 42 is first removed and the picture is placed on the exposed adhesive 40 in a position which has the picture generally centered on the area of the transparent plastic sheet 36. The protecting, sheet 62 is then removed from the front surface of the transparent plastic sheet 36 and, the sheet 36, with the picture on it, is positioned on the inside surface of the front cover of the book in the most advantageous position for exposing the picture 32, as previously explained. The protecting sheet 54 is then removed from the backing sheet 48 and the backing sheet 48 is placed over the picture and transparent plastic sheet 36, as previously described.

The preferred embodiment of the invention has been illustrated and described, but changes and modifications can be made and some features can be .used in different combinations without departing from the invention as defined in the claim.

What is claimed is:

An account book for a depositor including front and back covers, account pages between the covers, the front cover having front and back surfaces and an opening therethrough, a picture being located behind the back,

surface of the front cover and having edge portions that extend beyond the edges of the opening, and a backing sheet clamping the edges of the picture against the back surface of the inside cover, said backing sheet extending across the back of the picture and beyond the edges of the picture, and an adhesive on the backing sheet in contact with the back of the picture and the inside surface of the front cover of the book beyond the edges of the picture, said account book being characterized by a transparent plastic sheet covering the opening and the portions of the inside surface of the front cover adjacent to the opening and between the picture and the inside surface of the front cover, the backing sheet being of larger area than the transparent plastic sheet and extending across the inside surface of the front cover beyond the edges of the transparent plastic sheet.

References Cited by the Examiner UNITED STATES PATENTS 1,454,152 5/23 Buck 40-159 1,797,750 3/31 Berger.

2,163,777 6/39 Deutsch 2837 X 2,736,976 3/56 Richthamer 40-158 3,024,553 3/62 Rowley a 40-158 L. WILLIAM VARNER, Primary Examiner.

LAWRENCE CHARLES, JEROME SCHNALL,

Examiners. 

